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|Avoiding credit card interest and charges|
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These questions and answers will help you avoid paying more than necessary charges
I have been late making a repayment or I
have not been able to make a full balance, what should
To reduce these charges as much as possible take the following steps:
1. Stop using the credit card immediately
You will incur some interest but the above steps will you minimise these costs.
I have built up a balance and I am not able to repay it for a while, what are my options?
Firstly you can take advantage of an interest free
or low interest balance transfer option as a short
term solutions. Longer term solutions are to consider
cheaper forms of borrowing such as personal loans
or adding it to your mortgage. You need to carefully
consider your options as each of these will have advantages